First Time Home Buyers and Existing Homeowners
Being a First-time home buyers is exciting, nerve wrecking, scary and rewarding all combined. Believe me, I GET IT! A little secret, every time you buy a home you will still feel these emotions but each new experience will better prepare you.
The best advice I can give you is, get the best information you need and make the right decisions about buying your first home. You will hear family, friends,and co-workers profess to know it all and real estate agents and lenders throw all these fancy words that do not mean anything but that is OK. They all want to be helpful but the reality is you will need to sit down and discuss “YOUR” needs and wants with your mortgage advisor as this pertains you and your family.
This is where you get to ask all the right questions and with an experienced and honest Mortgage Advisor, you will be advised and informed throughout the loan process. Learn about the mortgage process, the right way to get a pre-approval and the home loan options available to you.
In this section, you’ll learn:
- First Time Homebuyer Guide
- Forget Pre-Qualified; Get Pre-Approved Before You Shop
- How to Finance Your First Home
- Mortgage Closing Costs and Fees
Expert Home Buying and Selling
Seasoned home buyers can learn expert tips, including how to use Smart Buyer pre-approvals, best ways to buy a new home, and when it’s time to buy an investment property or vacation home.
In this section, you’ll learn:
- Getting an Appraisal When Buying a Home
- Making an Offer on Your Next Home
- Investing in Real Estate to Boost Your ROI
- Closing Costs and Fees Explained
- First Time Home Buying Mistakes
Mortgage Loans for Home Buyers
Find out more about mortgage loans that give you a stable mortgage payment in a high-cost market. Learn the truth about interest-only mortgages, pre-approvals and no-documentation loans.
In this section, you’ll learn:
- FHA Loans Help You Buy a House…Your Home
- Busting Myths About Interest-Only Mortgages
- Mortgages with Low or No Down Payments
Credit and Credit Scores
Learn everything you need to know about your credit report and credit score. Find out how your credit and your debts can affect your ability to get a home loan, and what to do if you need to fix your credit.
In this section, you’ll learn:
- What You Should Know About Your Credit Report
- Your Credit Score, Explained
- Little-Known Ways to Improve Your Credit Score
