Category Archives: Blog

USDA Loans: Watch Your Income Limits Per County In Arizona

USDA Loans: Watch Your Income Limits Per County In Arizona As the year kicks off to its start, it is a good time to ask your Arizona mortgage lender questions as to any changes in regulatory and guideline requirements. As we have all experienced in the last couple of years, home loans have had changes… Continue Reading

USDA: 2012 Total Household Income Matrix

USDA: 2012 Total Household Income Matrix Every year HUD releases the country’s median income which can vary state to state and county to county.  The USDA Guaranteed Home Loan Program requires that a Arizona home buyer’s total household income not exceed 115% of their county’s median income in Arizona.  If you are looking into USDA… Continue Reading

FHA Less Than 90 Day Flip Rule Waived In Arizona and California for 2012

As of today 12/23/11, FHA announced that the 90 Day Flip rule be waived and extended through 12/31/2012, unless otherwise withdrawn or extended by FHA in Arizona and California. … Continue Reading

Congress Votes on the VA Funding Fee in Arizona and California

Congress Votes on the VA Funding Fe in Arizona and California Here we go again!  The House passed HR 674 and the Senate is waiting to get the President’s signature.   This bill will help to keep the VA Funding Fee at the current higher level through at least 2016.   Real estate professionals will experience a… Continue Reading

FHA Raises Loan Limits in Arizona and California

FHA Raises Loan Limits in Arizona and California Finally U.S.  lawmakers have used their heads and reached an agreement to increase the size of home loans backed by the FHA (Federal Housing Administration) over opposition from some of the “Don’t get it” House Republicans and free-market interest groups. Lawmakers drafted the bill to reconcile a… Continue Reading

Ted Canto Calendar

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HARP Refinance For An Upside Down Mortgage in Southern California

HARP Refinance For An Upside Down Mortgage in California The upcoming HARP program; that will help American families like you on their upside down/underwater mortgages; will be released tentatively on November 15th. The HARP Program (Home Affordable Refinance Program) is designed to help home owners like yourself; who are opting to stay in their home… Continue Reading

HARP Refinance For An Upside Down Mortgage in Arizona

HARP Refinance For An Upside Down Mortgage in Arizona The upcoming HARP program; that will help American families like you who have an  upside down mortgage; will be released tentatively on November 15th.  The HARP Program (Home Affordable Refinance Program) is designed to  help home owners like yourself; who are opting to stay in their home in Phoenix, Scottsdale,… Continue Reading

Academy Mortgage: Ten Day Close Guarantee in Arizona and California

Academy Mortgage: Ten Day Close Guarantee in Arizona and CaliforniA Close fast in Arizona and California with our 10 Day Guarantee Ask About Academy Mortgage’s Ten Day Close Guarantee! Tired of waiting on the bank to approve your loan so you can move into your house? Customer service is becoming a thing of the past and more and more banks… Continue Reading

Finance more than ten (10) properties in Arizona and California

Finance more than ten (10) properties in Arizona and California Call me TODAY For more information @ 480.650.8602 CLICK FOR A RATE QUOTE Academy Mortgage is now providing a tool to assist borrowers that own and/or want to finance 5-10 properties that are looking to add to their investment portfolio or a 2nd home purchase when they… Continue Reading