Category Archives: Buying a Home

Home Loan Requirements and Documentation in Arizona and California

Posted on November 29, 2011 by Ted Canto • 0 Comments

Home Loan Requirements and Documentation in Arizona and California       ALL HOMEBUYERS: Copies of W-2’s for the last two years; Copies of paycheck stubs for the last 30 days (most current); Copies of checking and saving account statements for last three months (all pages); Copies of quarterly or semi-annual statements for checking, savings,… Continue Reading

Filed Under: Buying a Home

Academy Mortgage: Ten Day Close Guarantee in Arizona and California

Posted on September 12, 2011 by Ted Canto • 0 Comments

Academy Mortgage: Ten Day Close Guarantee in Arizona and CaliforniA Close fast in Arizona and California with our 10 Day Guarantee Ask About Academy Mortgage’s Ten Day Close Guarantee! Tired of waiting on the bank to approve your loan so you can move into your house? Customer service is becoming a thing of the past and more and more banks… Continue Reading

Filed Under: Blog, Buying a Home

HomePath Loans in Arizona

Posted on August 30, 2010 by Ted Canto • 0 Comments

Homepath Loan Summary. It provides the basic information about obtaining a HomePath loan. … Continue Reading

Filed Under: Blog, Buying a Home

FHA Changes 2010

Posted on January 21, 2010 by Ted Canto • 2 Comments

The Federal Housing Administration, which is supporting the housing market by insuring thousands of new mortgages every day, is expected to announce on Wednesday that it is tightening standards. Yes, its that time again folks.  FHA is making changes that will affect the housing industry, once more.  As most already know the mortgage industry is… Continue Reading

Filed Under: Buying a Home, Ted Canto Articles

Improving your FICO / Credit Scores

Posted on January 20, 2010 by Ted Canto • 1 Comment

Improving your FICO / Credit Scores For a long time, longer than I care to remember, FICO Scores aka credit scores have been an super secret formula where only the credit reporting bureaus (Experian, Transunion, Equifax) knew how they worked.  This, of course, is because they are the ones who created the system.  For too long,… Continue Reading

Filed Under: Credit and Credit Scores, Ted Canto Articles

90 Day FHA Flip Rule has been waived for 1 year!

Posted on January 16, 2010 by Ted Canto • 2 Comments

FHA 90 Day Flip Rule Is Waived for 1 Year HUD has ruled on waiving the 90 day seasoning financing contingency for buyers. What does this mean? Effective February 1st 2010, FHA/ HUD will not require that a seller of a property be on title for 90 days or more in order to sell the… Continue Reading

Filed Under: Blog, Buying a Home, First Time Home Buyers

How To Fix Credit Report Inaccuracies

Posted on November 23, 2009 by Ted Canto • 0 Comments

Overview It can be time-consuming to dispute mistakes on your credit reports and eliminate inaccuracies, but it’s worth doing. Start by calling us and obtaining a copy of your credit report. Although most national lending institutions report consumer credit information to all three credit bureaus, smaller banks and other credit grantors may report only to… Continue Reading

Filed Under: Credit and Credit Scores

Little-Known Ways to Improve Your Credit Score

Posted on August 27, 2009 by Ted Canto • 1 Comment

How to Improve Your Credit Score Overview Developing a solid credit history takes time. Nothing can create a dramatic overnight jump in your credit score but there are tools that can help you ensure you’ll help your score climb. Read up on sure-fire steps to improving your credit score and reaping the benefits of a… Continue Reading

Filed Under: Buying a Home, Credit and Credit Scores

Your Credit Score, Explained

Posted on August 27, 2009 by Ted Canto • 0 Comments

What is a Good Credit Score? Overview: Learn the basics of credits scores and what they mean to your financial situation. Find out which part of your credit report can affect your interest rate. Then, read up on home loans that fare well in even low credit climates, like FHA and USDA Programs.. Your credit… Continue Reading

Filed Under: Buying a Home, Credit and Credit Scores

What You Should Know About Your Credit Report

Posted on August 27, 2009 by Ted Canto • 0 Comments

What Your Credit Report Says About You Overview Your credit score is one of the most important factors in determining if and how you qualify for a mortgage. But if your credit isn’t perfect, you still have safe, secure loan options that don’t rely so heavily on your credit score, like FHA. So who compiles… Continue Reading

Filed Under: Buying a Home, Credit and Credit Scores