Category Archives: Credit and Credit Scores

Improving your FICO / Credit Scores

Posted on January 20, 2010 by Ted Canto • 1 Comment

Improving your FICO / Credit Scores For a long time, longer than I care to remember, FICO Scores aka credit scores have been an super secret formula where only the credit reporting bureaus (Experian, Transunion, Equifax) knew how they worked.  This, of course, is because they are the ones who created the system.  For too long,… Continue Reading

Filed Under: Credit and Credit Scores, Ted Canto Articles

How To Fix Credit Report Inaccuracies

Posted on November 23, 2009 by Ted Canto • 0 Comments

Overview It can be time-consuming to dispute mistakes on your credit reports and eliminate inaccuracies, but it’s worth doing. Start by calling us and obtaining a copy of your credit report. Although most national lending institutions report consumer credit information to all three credit bureaus, smaller banks and other credit grantors may report only to… Continue Reading

Filed Under: Credit and Credit Scores

Little-Known Ways to Improve Your Credit Score

Posted on August 27, 2009 by Ted Canto • 1 Comment

How to Improve Your Credit Score Overview Developing a solid credit history takes time. Nothing can create a dramatic overnight jump in your credit score but there are tools that can help you ensure you’ll help your score climb. Read up on sure-fire steps to improving your credit score and reaping the benefits of a… Continue Reading

Filed Under: Buying a Home, Credit and Credit Scores

Your Credit Score, Explained

Posted on August 27, 2009 by Ted Canto • 0 Comments

What is a Good Credit Score? Overview: Learn the basics of credits scores and what they mean to your financial situation. Find out which part of your credit report can affect your interest rate. Then, read up on home loans that fare well in even low credit climates, like FHA and USDA Programs.. Your credit… Continue Reading

Filed Under: Buying a Home, Credit and Credit Scores

What You Should Know About Your Credit Report

Posted on August 27, 2009 by Ted Canto • 0 Comments

What Your Credit Report Says About You Overview Your credit score is one of the most important factors in determining if and how you qualify for a mortgage. But if your credit isn’t perfect, you still have safe, secure loan options that don’t rely so heavily on your credit score, like FHA. So who compiles… Continue Reading

Filed Under: Buying a Home, Credit and Credit Scores