Improving your FICO / Credit Scores
Improving your FICO / Credit Scores
For a long time, longer than I care to remember, FICO Scores aka credit scores have been an super secret formula where only the credit reporting bureaus (Experian, Transunion, Equifax) knew how they worked. This, of course, is because they are the ones who created the system. For too long, we all wondered how to improve our credit scores while mortgage professionals...
How To Fix Credit Report Inaccuracies
Overview
It can be time-consuming to dispute mistakes on your credit reports and eliminate inaccuracies, but it’s worth doing. Start by calling us and obtaining a copy of your credit report.
Although most national lending institutions report consumer credit information to all three credit bureaus, smaller banks and other credit grantors may report only to one or even none. Therefore, your credit...
Little-Known Ways to Improve Your Credit Score
How to Improve Your Credit Score
Overview
Developing a solid credit history takes time. Nothing can create a dramatic overnight jump in your credit score but there are tools that can help you ensure you’ll help your score climb.
Read up on sure-fire steps to improving your credit score and reaping the benefits of a higher score – like lower interest rates and payments! Then check out FHA home loan...
Your Credit Score, Explained
What is a Good Credit Score?
Overview:
Learn the basics of credits scores and what they mean to your financial situation. Find out which part of your credit report can affect your interest rate. Then, read up on home loans that fare well in even low credit climates, like FHA and USDA Programs..
Your credit score is also known as your FICO score. FICO stands for Fair Isaac Corporation – the company...
What You Should Know About Your Credit Report
What Your Credit Report Says About You
Overview
Your credit score is one of the most important factors in determining if and how you qualify for a mortgage. But if your credit isn’t perfect, you still have safe, secure loan options that don’t rely so heavily on your credit score, like FHA.
So who compiles your credit report? A credit bureau (also called a credit reporting agency) gathers,...
With 11 years in the lending industry, Ted is proficient in structuring the client’s loan to ensure that the client obtains the best financing. He has become a recognized leader in real estate education and hosts real estate seminars for his clients and the business communities in the Southwest. His attention to the details and in-depth knowledge of the loan process ensures that you are getting the best service possible.
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