First Time Home Buying Mistakes
Overview
Keep close tabs on your credit by checking it at least once a year. One thing you should do when buying a home for the first time is to find a lender who you’re comfortable dealing with.
Getting a mortgage before you shop for a home will save you lots of time and will make sellers that much more likely to accept your offer over others.
Buying a home can be a confusing and complicated...
Closing Costs and Fees Explained
Overview
Buying a home? Mortgage closing costs are what you pay to close your loan application.
Where do they go? Some costs and fees go to third parties, some are state and local government fees that must be covered and some go to your lender.
Mortgage closing costs are fees charged for services that must be performed to process and close your loan. At the time you apply for a loan, lenders are required...
Investing in Real Estate to Boost Your ROI
Investing in Real Estate the Right Way
Overview
Real estate is a tangible, cash generating asset that appreciates with time. In other words, it can become a profitable investment and make you some nice cash.
Purchasing real estate is usually a good way to invest your money and increase your long-term financial security depending on market conditions. In other words, now is a really good time to buy...
Making an Offer on Your Next Home
Making the Perfect Offer to Buy the Perfect Home
Overview
Once you’ve found a home that meets your needs, it’s time to make an offer. In deciding the amount of your offer you and your agent have to weigh several factors – asking price vs. comparable home sales, market conditions, other potential offers, how badly you want the home, the home’s condition, if you’re approved...
Getting an Appraisal When Buying a Home
Important Information You Should Know Regarding Appraisals
Overview
You’ve found the home of your dreams, the paper work has been processed and a closing date set. The next step is to order an appraisal to gauge the true value of the home.
There are several questions surrounding the appraisal process and what to expect. The appraisal is ultimately your safeguard against spending more on your...
With 11 years in the lending industry, Ted is proficient in structuring the client’s loan to ensure that the client obtains the best financing. He has become a recognized leader in real estate education and hosts real estate seminars for his clients and the business communities in the Southwest. His attention to the details and in-depth knowledge of the loan process ensures that you are getting the best service possible.
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