Mortgages with Low or No Down Payments
Overview
No and low down payment loans require little or no cash from the buyer at the loans closing.
While Private Mortgage Insurance is generally required on any loan with less that 20% equity in the home, some mortgage programs like “Lender Paid MI” allow you to lower costly mortgage insurance.
Low down payment programs like FHA, VA and USDA can be a good idea for first time home buyers or...
Busting Myths About Interest-Only Mortgages
Interest-Only Mortgages: The Facts
Overview
You’ve heard about interest-only mortgages for years. But do you really understand what they are and who should consider them? Is an interest-only loan right for you?
Separate myths from facts and learn how the security of a fixed rate of an interest-only home loan might benefit you.
An interest-only loan is one that gives you the option of paying just...
FHA Loans Help You Buy a House… Your Home
FHA Loans for Home Buying
Overview
FHA loans are great for first-time home buyers. Only a 3.5% down payment required. FHA is a perfect choice for those with lower credit or incomes.
The FHA Loan Program is the quick way to go FHA. We at The Canto Team makes the FHA loan process painless. It’s why we were the first online mortgage company to be FHA approved!
What exactly is an FHA loan?
Good...
With 11 years in the lending industry, Ted is proficient in structuring the client’s loan to ensure that the client obtains the best financing. He has become a recognized leader in real estate education and hosts real estate seminars for his clients and the business communities in the Southwest. His attention to the details and in-depth knowledge of the loan process ensures that you are getting the best service possible.
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