Category Archives: Ted Canto Articles

HARP 2.0 Upside Down Refinance Program for Arizona and California

Posted on March 15, 2012 by Ted Canto • 1 Comment

On Oct. 24, 2011, President Obama had made the announcement to overhaul the original HARP program so that it could help and reach more homeowners who are underwater on their mortgage. The revised HARP 2.0 program will help borrowers who have loans with a loan-to-value ratio of greater than 125 percent.

On March 15th, 2012 the lending industry will be launching the much anticipated Home Affordable Refinance Program also known as HARP 2.0. This program is set to help millions of responsible homeowners who have made their payment on time and would like to lower their payment. … Continue Reading

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Arizona Real Estate: Beware of Lawsuits by Second Mortgage Lenders

Posted on January 26, 2012 by Ted Canto • 0 Comments

Arizona Real Estate: Beware of Lawsuits by Second Mortgage Lenders As if the debt crisis hasn’t hurt Arizonans enough.  For those Arizona residents who have lost their homes due to foreclosure; be on alert for sneaky creditors and lenders who attempt to collect on a debt that is secured by the foreclosed property.  Unfortunately Arizona’s… Continue Reading

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FHA Less Than 90 Day Flip Rule Waived In Arizona and California for 2012

Posted on December 23, 2011 by Ted Canto • 0 Comments

As of today 12/23/11, FHA announced that the 90 Day Flip rule be waived and extended through 12/31/2012, unless otherwise withdrawn or extended by FHA in Arizona and California. … Continue Reading

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HARP Refinance For An Upside Down Mortgage in Arizona

Posted on November 10, 2011 by Ted Canto • 1 Comment

HARP Refinance For An Upside Down Mortgage in Arizona The upcoming HARP program; that will help American families like you who have an  upside down mortgage; will be released tentatively on November 15th.  The HARP Program (Home Affordable Refinance Program) is designed to  help home owners like yourself; who are opting to stay in their home in Phoenix, Scottsdale,… Continue Reading

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Can I buy a home after a short sale?

Posted on June 14, 2011 by Ted Canto • 2 Comments

Can I buy a home after a short sale? Can I buy a home after a short sale in Arizona or California? For more information on how to buy a home after a short sale, contact Ted Canto Let’s face it, economic times have been hard and many people have either lost their jobs in Arizona… Continue Reading

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Short Sales, What are you waiting for?

Posted on April 4, 2011 by Ted Canto • 2 Comments

Short Sales, What are you waiting for? Buy a house after a short sale. Last week, I had sent out an email and video about how many homeowners can immediately qualify for a home loan on a USDA Home loan after a short sale.  I can tell you only a few agents reached out to… Continue Reading

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Buying a home after a short sale in Arizona

Posted on April 1, 2011 by Ted Canto • 6 Comments

Buying a home after a short sale in Arizona Qualifying for a USDA home loan after a short sale is not very easy. CLICK FOR A RATE QUOTE LinkedTube However, Academy Mortgage in Mesa, Arizona will approve a home buyer if they can meet the criteria when applying for a USDA loan with our Academy… Continue Reading

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FHA: Including My House In My Chapter 7 Bankruptcy

Posted on March 22, 2011 by Ted Canto • 31 Comments

FHA: Including My House In My Chapter 7 Bankruptcy You filed a Chapter 7 Bankruptcy and included a mortgage/ or property in Arizona and you want to know when you can qualify for an FHA Home Loan in Arizona..   Am I correct? CLICK FOR A RATE QUOTE What? You may have even been told by a FHA… Continue Reading

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FHA Extends The Less Than 90 Day Flip Rule for 2011

Posted on January 19, 2011 by Ted Canto • 2 Comments

FHA Extends The Less Than 90 Day Flip Rule for 2011 in Arizona FHA 90 Day Flip Rule Is Extend For the Year 2011 in Arizona HUD has informed us that they are going to extend the FHA 90 day seasoning financing rule for buyers & sellers in the greater Phoenix & Arizona area.  This obviously will… Continue Reading

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Buying Properties From Foreclosure Auctions Is Tough!

Posted on July 7, 2010 by Ted Canto • 0 Comments

Buying Properties From Foreclosure Auctions Is Tough! If you have been to the auction block thinking that you can and will get a deal, then you know it is no walk in the park.  In fact, you are dealing with professional buyers who purchase properties for cash only to sell them at a wholesale price… Continue Reading

Filed Under: Blog, Ted Canto Articles