hOMEBUYER CHECKLIST

hOMEBUYER CHECKLIST

When buying or refinancing a home, we will need the following documentation.  It is wise to gather all of these documents, ensure they are the most current and hand them to your loan officer all at once.  This ensures efficiency and eliminates error in your loan qualification process.  

  • Paystubs - Most Recent 30 days
  • Supplemental Income Statement and/or Award Letter: (SSI, Pension, Alimony, Child Support)
  • W2s for the past 2 years
  • Federal Tax Returns - past 2 years: ONLY IF SELF EMPLOYED
  • Bank Statements - past 2 months
  • Investment Account Statements; If Applicable
  • Driver’s License (Scanned) **DO NOT FAX
  • Work History of Past Two Years
  • Residence History of Past Two Years

Refinance checklist

  • Paystubs - Most Recent 30 days
  • Supplemental Income Statement and/or Award Letter: (SSI, Pension, Alimony, Child Support)
  • W2s for the past 2 years
  • Federal Tax Returns - past 2 years: ONLY IF SELF EMPLOYED
  • Bank Statements - past 2 months
  • Investment Account Statements; If Applicable
  • Driver’s License (Scanned) **DO NOT FAX
  • Work History of Past Two Years
  • Residence History of Past Two Years
  • Copy of the NOTE
  • Copy of Homeowner's Insurance Policy
  • Copy of Mortgage Statement